Zero-Point Mortgage Mission Statement
To continuously establish and build sincere relationships with our clients, colleagues and communities, while always providing our services with integrity and professionalism in a truly empowered environment.

The Florida Mortgage Specialists
If we had to describe ourselves in one phrase, we'd use the term Florida mortgage specialists. We're unique in that we're not a bank. Rather, we have relationships with numerous lending institutions from around the country, allowing us to cherry-pick the mortgage market for the best rates and programs.

Our team knows mortgage products. We understand all the variables and nuances. When we shop around for you, we can make sure we are comparing apples to apples. Then we present you with the best alternatives. Furthermore, we put our expertise to work in moving the loan through, helping to guide you through every step of the approval process.

Great Rates, No Added Fees
Because of the volume of Florida mortgages we do, we're able to obtain a better rate from lending institutions than you could by going direct. That savings is passed on to you. Our compensation is always 100% paid by the lender, never the client. We do not charge origination fees, mortgage broker fees, discount points or hidden junk fees. The result is the very best deal for you.

A Commitment to Customer Service and Education
We hold a strong belief in the "customer for life" principle of doing business. Repeat business and referrals from customers are our bread and butter. Work with Zero-Point Mortgage, and you have our sincere commitment to invest the time in educating you about your mortgage options and to servicing you in a way that greatly exceeds your expectations.

Let us show you the Zero-Point Mortgage difference. Call us today at 1-888-409-3902 to discuss your Florida home mortgage or simply complete a pre-qualification form or apply online to begin the mortgage or refinancing process.